Current Best Bank and Credit Union Rates in Cape Coral, FL
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Cape Coral, FL. Cape Coral Banking Rates has put together a list of the top Cape Coral interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:
Best Savings Interest Rates in Cape Coral
- EverBank: 1.06%
- The Royal Palm Bank of Florida: 0.75%
- Reliance Bank, FSB: 0.5%
Highest Cape Coral 6-Month CD Rates
- Commerce Bank of Southwest Florida: 1.75%
- Bank of Naples: 1.25%
- First Community Bank of Southwest Florida: 1%
Top Cape Coral 12-Month CD Interest Rates
- Commerce Bank of Southwest Florida: 2%
- First Community Bank of Southwest Florida: 1.9%
- Reliance Bank, FSB: 1.5%
Best 24-Month CD Rates in Cape Coral
- First Community Bank of Southwest Florida: 2%
- Commerce Bank of Southwest Florida: 2%
- The Royal Palm Bank of Florida: 1.85%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

